Disclosures

Effective Date: March 1, 2026

Prosperity Vantage is committed to transparency and compliance. The following disclosures provide important information regarding our services, licensing, and communications.

1. Educational Purpose

Prosperity Vantage provides financial education designed to help individuals understand how money works, risk management principles, and long-term planning strategies.

Content on this website, in social media, email communications, SMS messages, webinars, or downloadable materials:

• Is educational in nature

• Is not individualized financial advice

• Should not be interpreted as legal, tax, or investment advice

Always consult a qualified professional before making financial decisions.

2. Licensing Disclosure

Prosperity Vantage operates through licensed insurance professionals.

• Insurance products are offered through properly licensed representatives.

• Products and services may not be available in all states.

• Representatives are licensed in the states where they conduct business.

• Securities products, if applicable, are offered only through properly registered representatives and affiliated broker-dealers.

Please contact us to verify current state licensing information.

3. No Guarantees

We do not guarantee:

• Income results

• Investment performance

• Insurance approval

• Tax outcomes

• Financial growth rates

All financial products involve risk. Past performance does not guarantee future results.

4. Product Suitability

Specific product recommendations are made only after:

• A financial needs analysis

• Suitability review

• Required compliance approval (if applicable)

Educational discussions about financial strategies do not constitute a product recommendation.

5. Third-Party Carriers & Providers

Insurance and financial products are provided through third-party carriers and financial institutions. Prosperity Vantage does not control the underwriting decisions, rates, or performance of these providers.

Carrier guarantees are subject to the claims-paying ability of the issuing company.

6. SMS & Communications Disclosure

By opting in to receive SMS or email communications from Prosperity Vantage:

• You consent to receive informational and promotional messages.

• Message frequency varies.

• Message and data rates may apply.

• Consent is not required as a condition of purchase.

To opt out of SMS communications:
Reply STOP at any time.

To request help:
Reply HELP.

SMS consent and phone numbers are not shared with third parties for marketing purposes.

7. Marketing & Testimonials

Testimonials, examples, or client stories:

• Are individual experiences

• Do not guarantee similar results

• Are not predictive of future performance

8. Website & Social Media Content

Information shared on:

• ProsperityVantage.com

• Social media platforms

• Email campaigns

• SMS campaigns

is for informational purposes only.

Views expressed may not reflect those of affiliated brokerages or carriers.

9. Privacy & Data Use

Please review our Privacy Policy for details on how personal information is collected, stored, and used.

We implement reasonable security measures but cannot guarantee absolute internet security.

10. Regulatory Oversight

Insurance professionals are regulated at the state level by state Departments of Insurance.

If securities are offered through affiliated broker-dealers, those activities are regulated by FINRA and the SEC.

11. Contact Information

Prosperity Vantage
[Insert Business Address]
[Insert Email Address]
[Insert Phone Number]