Terms and Conditions

Effective Date: March 1, 2026
Last Updated: March 3, 2026

Welcome to Prosperity Vantage ("Company," "we," "our," or "us"). By accessing or using prosperityvantage.com and any related services, you agree to be bound by these Terms and Conditions.

If you do not agree, please do not use this website.

1. Use of Website

This website is intended for informational and educational purposes related to financial literacy, insurance, and wealth-building concepts.

You agree to:

• Use the site only for lawful purposes

• Provide accurate information when submitting forms

• Not attempt to disrupt or compromise site security

• Not copy, reproduce, or distribute content without permission

We reserve the right to restrict access at our discretion.

2. No Financial, Legal, or Tax Advice

Prosperity Vantage provides financial education and licensed insurance services. Information on this website:

• Is educational in nature

• Is not personalized financial advice

• Does not constitute legal or tax advice

• Should not be relied upon without consulting licensed professionals

No guarantees are made regarding financial outcomes, performance, or results.

3. Licensing & Regulatory Disclosure

Prosperity Vantage operates through properly licensed insurance professionals. Services may be offered through affiliated brokerages or agencies as required by law.

Products and services may not be available in all states.

Specific product recommendations are only made after appropriate suitability review and compliance procedures.

4. User Submissions

When you submit information through contact forms, scheduling tools, SMS opt-in forms, or newsletter registration, you agree that:

• The information provided is accurate

• You are authorized to provide it

• We may use it in accordance with our Privacy Policy

We do not sell personal information.

5. SMS Terms & Conditions (10DLC / A2P Compliance)

If you provide your phone number and opt in to receive text messages from Prosperity Vantage, the following terms apply:

SMS Program Description

Messages may include:

• Appointment confirmations

• Educational content

• Event notifications

• Financial literacy resources

• Promotional updates

Message Frequency

Message frequency varies.

Fees

Message and data rates may apply depending on your mobile carrier plan.

Consent

By opting in, you provide express written consent to receive recurring automated text messages from Prosperity Vantage. Consent is not a condition of purchase.

Opt-Out

You may opt out at any time by replying:

STOP – to unsubscribe
HELP – for assistance

After opting out, you will receive one final confirmation message.

Carrier Disclaimer

Carriers are not liable for delayed or undelivered messages.

Data Use

SMS opt-in data and consent will not be sold or shared with third parties for marketing purposes. Information may be shared with messaging providers solely to deliver SMS services.

We comply with:

• TCPA (Telephone Consumer Protection Act)

• CTIA Messaging Guidelines

• 10DLC carrier requirements

6. Email Communications

By subscribing to our newsletter or providing your email address:

• You consent to receive email communications

• You may unsubscribe at any time via the link in the email

• We comply with CAN-SPAM regulations

7. Intellectual Property

All content on this website, including:

• Logos

• Branding

• Text

• Graphics

• Educational materials

is the property of Prosperity Vantage and may not be used without written permission.

8. Third-Party Links

This website may contain links to third-party websites. We are not responsible for their content, privacy practices, or policies.

9. Limitation of Liability

To the fullest extent permitted by law, Prosperity Vantage shall not be liable for:

• Indirect or consequential damages

• Financial losses based on educational information

• Technical issues beyond our control

Use of this website is at your own risk.

10. No Guarantees

We do not guarantee:

• Income results

• Investment performance

• Insurance approval

• Financial outcomes

All financial decisions carry risk.

11. Indemnification

You agree to indemnify and hold harmless Prosperity Vantage from any claims arising from your use of the website or violation of these Terms.

12. Governing Law

These Terms shall be governed by the laws of the State of Texas, without regard to conflict of law principles.

13. Changes to These Terms

We may update these Terms at any time. Updates will be posted with a revised effective date.

14. Contact Information

Prosperity Vantage
[Insert Business Address]
[Insert Email Address]
[Insert Phone Number]